Can HKECIC reduce or cancel a credit limit?

    When there are adverse developments relating to the cover, we may consider revising or canceling the credit limit. If the credit limit is scarcely or not utilized at all, we may also consider to revise or cancel it.

    For Online Micro-Business Policy (OMBP), the credit limit is automatically cancelled without further notice on the day when there is any amount which remains unpaid by the buyer/ client for more than 30 days from the due date or the buyer/ client becomes insolvent.