信保局会建议采取那些行动以减低损失?

    采取哪些行动要视乎个别个案情况而定。一般來說,假如买家已宣告破产,您须立即向该买家的清盘人/破产管理人/受托人 (适用于您的个案)登记债务。

    假如买家拖欠货款,您应立即向该买家发出措词强硬的函件,要求对方立即付款。若您认为向买家发出拒绝付款抗议书是有放的,您亦可透过银行作出有关安排。如果未能达成友好和解方案,您需要采取减少损失的行动,包括但不限于委托债务追收公司及/或向买家提出法律诉讼。

    In the case of repudiation, you should first arrange proper storage of and insurance for the goods involved. Then you should send a written demand to the buyer to take delivery of and pay for the goods within a certain time limit. If such action fails, you should look for alternative buyer(s) for reselling the goods in order to minimise losses if, in your commercial judgement, this is the best course of action and hold the original buyer responsible for any losses incurred. You should obtain HKECIC’s prior approval before resale/disposal of the goods.