信保局會建議採取那些行動以減低損失?

    採取哪些行動要視乎個別個案情況而定。一般來說,假如買家已宣告破產,您須立即向該買家的清盤人/破產管理人/受託人 (適用於您的個案)登記債務。

    假如買家拖欠貨款,您應立即向該買家發出措詞強硬的函件,要求對方立即付款。若您認為向買家發出拒絕付款抗議書是有放的,您亦可透過銀行作出有關安排。如果未能達成友好和解方案,您需要採取減少損失的行動,包括但不限於委託債務追收公司及/或向買家提出法律訴訟。

    In the case of repudiation, you should first arrange proper storage of and insurance for the goods involved. Then you should send a written demand to the buyer to take delivery of and pay for the goods within a certain time limit. If such action fails, you should look for alternative buyer(s) for reselling the goods in order to minimise losses if, in your commercial judgement, this is the best course of action and hold the original buyer responsible for any losses incurred. You should obtain HKECIC’s prior approval before resale/disposal of the goods.